Log In to Online Banking
Business Loans
 
Start the Application Process
 

A full complement of lending products designed to meet the specialized needs of Ventura County customers.

Equipment Loans

Finance the purchase of equipment or other capital assets for your business

Eligible equipment
Eligible business equipment or capital assets include:

  • Manufacturing, printing or distribution equipment
  • Heavy-duty trucks 2.5 tons and up
  • Computers
  • Machine tools
  • Aircraft

Features and benefits

  • Interest rate reduction with convenient automatic payment
  • No prepayment fee if you decide to pay off your loan early
  • Simple application process to save you time
  • Variable interest rates
  • Customized rates and fees

Terms

  • Equipment: up to 5 years
  • Heavy-duty trucks: up to 7 years
  • Aircraft: up to 15 years

Back to Top

Working Capital Loans

Smooth out the peaks and valleys of your receivables and get the short-term money you need to keep your business growing.

Back to Top


Commercial Real Estate Loans

Get the financing you need to buy or refinance owner-occupied commercial and industrial real estate.

Eligible properties
Properties include (but are not limited to):

  • Commercial office buildings
  • Industrial warehouses
  • Industrial manufacturing facilities
  • Apartment Buildings (5 or more units)

Features and benefits

  • Competitive interest rates
  • Rate reduction with convenient automatic payment
  • Expedient approval process

Back to Top